Our specialty is buying and selling performing mortgage loans. We do not try to do everything, choosing instead to leverage our strengths to make quality investments for ourselves and help others do the same.
Prior to purchase, we analyze opportunities thoroughly and work hard to establish clear-headed plans for mitigating downside risk as much as possible.
We have developed a process for managing purchases from the moment of commitment through deposits of monthly payments.
We always buy mortgage loans for our own account. Every loan we buy is one we plan to live with. When we meet investors with cash flow or retirement needs, we look at our inventory and find either whole or partial notes they might consider as good additions to their portfolios. If we do not currently own anything appropriate, we try to find and acquire notes on behalf of those individuals After all, we know where to find notes, we know how to board notes and we know how to get notes to investors as simply and as quickly as possible while jumping through numerous hoops along the way.
Regardless of whether investors are accredited or not, we can probably help. (And if we cannot help directly, we will call people who can!) We understand and commiserate with the huge numbers of people who have money on the sidelines or whose money is otherwise under-invested. The reasons for staying out of the market are numerous, but essentially boil down to fear of loss of capital. We understand. We think holding a balanced portfolio of performing mortgage loans is a good way to put money to work while diminishing downside risk.
As we said, we are willing to keep all of the loans we buy. We do however, offer whole notes or partial notes to investors when they express interest in wanting to expand their monthly cash flow and retirement accounts. When investors buy partial notes from us, they understand that they we are going to continue to hold the back ends of notes for our own account. Although some investors prefer to own the entire terms of mortgage notes, others like the idea that we retain vested interests in notes over the long haul. (See ‘The Process’ for more information about purchasing either full or partial notes.)
Use this special form to tell us about your interests in mortgage loan investing.